The Roberts Dairy Employees Federal Credit Union offers a variety of services to help its customers reach their immediate and long-term financial goals.
ACCOUNTS WE OFFER:
Share Savings- primary basic savings account all members have with the Credit Union.
Money Market Savings- Higher dividend rate savings account that is tiered by quarterly balance in account. 3 withdrawals allowed per quarter.
Christmas Club- Savings account that is used for saving for the Christmas holiday. On November 1st of every year, we will automatically send a check to you in the amount you have saved in the Christmas Club account, unless you instruct us otherwise prior to November 1st.
Vacation- Savings account used to save up for vacations/trips you are planning.
Checking- A Checking account used for everyday transactions. You can receive a free debit card with this account as well as the ability to order checks.
Traditional & Roth IRA- Retirement savings accounts that you can add to each year until you reach certain age requirements.
LOANS WE OFFER:
SIGNATURE- Personal loan for any amount up to $15,000. Amounts & rates based off of your credit score.
Auto- No vehicle age requirements, we can lend up to NADA’s value of the vehicle. Max term is 7 years on new vehicles. 6 years for vehicles 1-3 years old. 5 years for vehicles 4 to 7 years old. 4 years for vehicles 8 years or older.
Motorcycle- No age requirements, we can lend up to NADA’s value of motorcycle. Max term is 7 years for a new motorcycle & 6 years for a used motorcycle.
Other Secured Loans- includes ATV’s, off road bikes, snowmobiles, boats, tractors, motors, & trailers.
Share Pledge Loans- These loans are secured by money that is already in your share account. The max terms for these loans are 48 months. These loans are at a low interest rate of 3.00% annual percentage yield.
Debt Consolidation- We will loan up to $15,000 at one time and terms are up to 5 years. Amount and term based on current credit report. We will need a copy of your last statement of bills you want to pay off. The Credit Union will mail checks directly to the companies on your behalf.
Camper Loans- Terms up to 10 years and we will lend up to value of camper per NADA. Rates vary depending on credit score.
Easy Loans- $400 loan that is at a 10% interest rate. No credit report is used for this loan. Only offered to Hiland Dairy employees.
Credit Cards- Competitive rates as low as 9.99%. Make your payments conveniently online, by mail, or by phone. No annual fees!
Mortgages- We have partnered with Premier Lending for our mortgage loans. You can contact Mindy Hodgson at 712-255-4902 and let them know you are with Roberts Dairy Credit Union or you can view their website at www.premierLA.org
ADDITIONAL SERVICES:
Online Banking
Electronic Statements (E-statements)
Notary Services Available ($5 for notary services for non-members)
Share Certificates-1 year, 2 years, or 3-year term available. Invest your money to receive a higher rate of return compared to the standard share savings account.
ACH transfers online-through your online banking conveniently transfer money in or out of the credit union from another financial institution using routing and account number. This service is free to our membership. First ACH must be done by credit union staff.
ATM Fee Refund- We will reimburse one ATM fee up to $4.00 per month.
Extended Warranties-We have partnered with Route 66 and have extended warranties available to all members. Contact the credit union for a free quote. Please have your VIN number, year, make, and model available for an accurate quote!
GreenPath - A free service brought to you by your credit union that is built to help you reach your financial goals! Financial Coaching Sessions, Credit Report Review, Debt Management Plan, Housing Counseling, and Additional Products and Services. Contact GreenPath at 877-337-3399 or visit online at GreenPath.com
Credit Life, Disability, & involuntary unemployment debt protection– Upon opening any loans with the credit union inquire on Credit Life, Disability, & involuntary unemployment Protection. This service is available to add to your loan for an additional cost per month.
Members Life Insurance– Help prepare for the unexpected with our Term Life and Whole Life Insurance options. Contact 1-877-MEMBERS (1-877-636-2377) to discuss which options are best for you.
Tickets at Work- The credit union has partnered with Tickets at Work to offer discounts for hotels, amusement parks, and much more! Use the credit union's code WOFROBER to set up your account.